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Dear Jan, With all else being equal, the more frequent the compounding, the better the return on your savings. More frequent compounding has interest being credited to your principal balance more often, allowing the interest to start earning its own interest sooner. The miracle of compounding is all about interest earning interest. The “all else [...]

2. Assess how expensive gas is in your area. Gasoline prices vary dramatically depending on where you live. On national average, there’s about a 50-cent difference from the cheapest parts of the country to the most expensive. The more expensive the gas is in your area, the more you’ll save by driving a fuel-efficient car. [...]

Yes, it’s not uncommon for certain agents to stretch the truth to buy a listing — or potential double listing in your case — and such folks can make it hard for all the authenticated agents out there to earn client trust. But I can’t really dump on your agent without knowing more details. There’s [...]

Those designed to reduce knocking may really do so, but using them austerely masks a problem. It doesn’t fix it. Engine knocking is a sign that your car needs a repair, so make a trip to your mechanic to rectify the problem instead. Tests on additives designed to clean your fuel system have not been [...]

In other words, if you have two different promo balances on the same card, with both at zero percent now, is the bank vital to apply the payment to the balance that has the promo ending initially? – Dorothy Dear Dorothy, The scenario you’re describing involves a key provision of the Confidence Card Accountability, Dependability [...]

Dear Kenneth, Tara and Joe, You remind me of the verse about driving my Chevy to the levy, but the levy was dry. Or that you can’t get blood from a stone. But can collectors get your money from a bank account? Kenneth, the brilliant news is the rules on emptying accounts with Shared Wellbeing [...]